Savings & Investments
Investments can seem perplexing, with an ever growing number of products, providers and features coming to the market. It's essential you are aware of what's involved and why, clear on any potential risks there may be and what timescales to expect. At Closer we will help you understand any investment you make. We will make sure every recommendation is personal to you, based on your goals, irrespective of wealth.
The value of the investment and the income they produce can go down as well as up and you may not get back as much as you put in.
Ensuring our clients are adequately protected during difficult times is a key commitment to you as a client here at Closer. We will assess your current situation and provide a detailed recommendation to address any shortfalls you may have. It is our goal to identify all of your protection needs and give you the solutions that are specific to your own unique set of circumstances.
We're here to help, whether you're a first-time buyer, looking to move or you've been refused a mortgage from elsewhere. We also understand that mortgages can sometimes appear complicated. With many types of mortgage product on offer, it can be a daunting process of knowing where to start. We appreciate our customers will have different mortgage needs at various stages of their lives and it is our role to understand your situation and to ascertain your preferences. We can then research the products available and present your options to you in a clear and concise manner, helping you choose a mortgage that you understand and are happy with.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Not much in life is certain, except death and taxes! At Closer, we are able to show you the different ways of reducing your tax bill, either in your lifetime or at the time of your death. Some people worry that to avoid inheritance tax you have to give up all of your savings above the inheritance tax threshold. The good news is that you do not. Why not arrange an initial meeting to see if we can help you, in a language you understand.
Tax planning is not regulated by the FCA
Research shows that we are living longer and the provisions we may have been expecting from the state are reducing. It is with this in mind that giving effective retirement planning advice is a key commitment to our clients. We believe that with the right planning our clients will be able to reach the standard of living they had hoped for, no matter how close you are to retirement. The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers
based in the UK.